Isibali sokubala ngetyala eJamani

Koku kulandelayo, siya kukutyhilela indlela yokubala imali ebolekwayo eJamani ingayiququzelela njani inkqubo yokukhangela kunye nokuthelekisa imali mboleko. Siza kugxininisa iingenelo kunye nokungalunganga kokusebenzisa isibali-mali semali-mboleko kunye nendlela yokuyisebenzisa ukubala iintlobo ezahlukeneyo zeemali-mboleko, ezifana nekhaya, imoto, ishishini kunye nemali-mboleko yomntu. Siza kunika iingcebiso zokusebenzisa isixhobo sokubala kwaye sichaze ukuba ungazifumana phi ezinye izixhobo zokubala zemali-mboleko. Fumanisa ukuba esi sixhobo siluncedo sinokukunceda njani wenze isigqibo esinolwazi malunga nemboleko evumelana neemfuno zakho.

Isibali sokubala ngetyala

Sikulungiselele ezinye iindlela ezininzi
Imali-mboleko yomntu eJamani

Kwi-Netkredit24 ungafumana isibali-mali semali-mboleko esiya kukufumana imali-mboleko efanelekileyo phakathi kwe-1.000 kunye ne-250.000 ye-euro. Okufuneka ukwenze kukugcwalisa ifomu emfutshane kwiwebhusayithi kunye neenkcukacha zakho zoqhagamshelwano, isixa-mali semali-mboleko oyifunayo kunye nexesha lokuhlawula.
Izinto eziluncedo:
Zonke iintlobo zeemali-mboleko
Ihlala ibonelela ngeyona nzala ilungileyo
Imali-mboleko efanelekileyo yokuthengwa kwendawo yokuhlala
Iimali-mboleko ukusuka kwi-1000 ukuya kwi-250000 ye-euro
Ixesha lokuhlawula ukusuka kwi-1 ukuya kwi-10 iminyaka
Iimali-mboleko zezavenge ngaphandle kwe-Schufa nazo zinokwenzeka
Uhlala uthatha isigqibo se-100% ngokwakho
Ukuba isithembiso asikufanelanga, vele usikhabe.

Emva kokugcwalisa iphepha lemibuzo, uya kufumana uvavanyo lokuqala lokuba isicelo sakho semali-mboleko siyakwamkelwa okanye hayi.

Idatha yakho yobuqu ayizukudluliselwa kubantu besithathu ngaphandle kwemvume yakho. 

Le mvume iya kufunyanwa emva kokuba ukhethe indlela yokuboleka imali efanele wena.

ngetyala kwi-intanethi eJamani

 

 I-Credit calculator eJamani kuzo zonke iintlobo zeemali-mboleko, kuquka abo banetyala elibi (iingxaki nge-schuf, umvuzo wenyanga ophantsi ...).
Izinto eziluncedo:
Eyona nto inokwenzeka yokufumana imali-mboleko
Xa ibhanki ithi hayi, kusekho ithuba lokuboleka imali
Isigqibo semali-mboleko kwimizuzwana nje embalwa
Imali-mboleko kubafundi, abalingwa, kunye nabasebenzi bethutyana
Iimali-mboleko ukusuka kwi-1000 ukuya kwi-50000 ye-euro
Ixesha lokuhlawula ukusuka kwiinyanga ezili-12 ukuya kwezingama-84
Unikezelo alunyanzelwanga kwaye ungalikhaba
Ukuba isithembiso asikufanelanga, vele usikhabe.
portal yokuthelekisa imali-mboleko eJamani
Ukufumana imali-mboleko yobuqu eJamani akuzange kube lula. Imali-mboleko eJamani ikubonisa eyona calculator ibalaseleyo yemali-mboleko eJamani ngokuthelekisa imali-mboleko.
Izinto eziluncedo:
Uluhlu olubanzi lokunikezela ngetyala
Eyona mboleko ilungileyo kwisekondi
Imali-mboleko yokuqala nezenzekelayo ngoko nangoko
Ifanelekile kuwo onke amaqela abantu, kunye nayo nayiphi na injongo, njengemali mboleko yemoto
Imali-mboleko yobuqu eJamani kwabo baziqeshileyo kunye namashishini amancinci
Khetha imali-mboleko ehambelana neemfuno zakho
Ngaphandle kwazo naziphi na izibophelelo, gcwalisa isicelo kwaye ngokukhawuleza ufumanise ukuba zeziphi izinikezelo.
Fumana imali-mboleko ngamanyathelo ama-3 kuphela
indlela yokuboleka imali eJamani
Inyathelo lokuqala gcwalisa isicelo

 

Ukhetha isixa semali esikufanelayo, kunye nenani leenyanga ozifunayo ukubuyisela loo mali. Gcwalisa isicelo ngokufaka iinkcukacha zakho ezifunekayo kuwe kwisicelo.
imali-mboleko ye-intanethi phesheya

Inyathelo le-2 lokulinda amaxwebhu kunye nokusayina

 

Emva kokuba usithumele isicelo, ulindele impendulo. Kwimizuzwana engama-30, uya kufumana impendulo yokuba ufanelekile na kwimali mboleko oyikhangelayo. Ukuba impendulo ilungile, bakuthumela amaxwebhu ukuba uwasayine kwaye uwabuyisele. Kwezinye iimeko, bakuthumela nje amaxwebhu. Le nxalenye iyahluka ukusuka kwibhanki ukuya kwibhanki.
mboleko phesheya
Ukuchongwa kwenyathelo lesi-3
Eli nyathelo likwangowokugqibela. Kwenziwa ngeendlela ezimbini ngokokhetho lwakho, okubizwa ngokuba I-POSTIDENT. Enye indlela kukuya eposini, kwaye enye kukuncokola ngevidiyo. Emva koko, ubuyisela amaphepha kwaye imali ikwiakhawunti yakho phakathi kweentsuku ezimbalwa zokusebenza.
Ukuchongwa ngeendlela ezi-2
indlela yokuboleka imali eJamani
1. Incoko yevidiyo yePostident

 

Kwiwebhusayithi yemboleko oyithathayo, uya kufumana lonke ulwazi malunga noku, kodwa ingcaciso emfutshane. Kwesi sibonakaliso, udinga ipasipoti okanye ikhadi lesazisi, kunye nekhamera kunye nemakrofoni (unayo yonke into kwifowuni yakho ephathekayo okanye ilaptop). Baza kwenza umnxeba wevidiyo apho uya kubamba uxwebhu lwesazisi ecaleni kwentloko yakho ukuze umqhubi akwazi ukukuchonga. Le nkqubo ithatha imizuzu emi-2-4. Ilula kakhulu kwaye ikhawuleza ukusuka kwintuthuzelo yekhaya lakho.
imali-mboleko ye-intanethi phesheya
2. iposi ngokuya eposini

 

Inkqubo elula kakhulu kwaye ekhawulezayo. Ipasi okanye ikhadi lesazisi liyafuneka. Uya eposini ekufutshane ucele POSTIDENT. Unikezela ngecwecwe olifumeneyo kunye namaxwebhu (asuka kwimali-mboleko) obufanele ukuba uwatyikityile. Emva kokuba umqeshwa echonga usebenzisa isazisi, uthumela yonke into kunye.

Isibali sokubala ngetyala eJamani: Ulwazi

UMONGO
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Xa ufuna imali mboleko eJamani, esinye sezona zixhobo zibalulekileyo ezinokukunceda kwinkqubo isixhobo sokubala ngetyala. Eli nqaku liza kukunceda uqonde ngcono iingenelo zesibali-mali semali-mboleko eJamani, indlela yokuyisebenzisa, ngawaphi amacala alungileyo nangalunganga kwaye zeziphi iimali-mboleko onokuthi uzisebenzise.

Izinto eziluncedo zokubala imali mboleko eJamani

Ukusebenzisa i-calculator yemali-mboleko eJamani kubonelela ngeenzuzo ezininzi:

  1. Ukonga ixesha kunye nomgudu: Ngaphandle kwesidingo sokutyelela ibhanki, i-calculator yemali mboleko ikuvumela ukuba ubale ngokukhawuleza nangokulula iinketho zakho zemali-mboleko.
  2. Ukungafihli: Ikhaltyhuleyitha ikunika isishwankathelo esicacileyo senzala, imirhumo kunye nezavenge zenyanga, ikunceda wenze isigqibo esinolwazi.
  3. Ukuba bhetyebhetye: Ikhaltyhuleyitha ikuvumela ukuba uthelekise iintlobo ezahlukeneyo zeemali-mboleko kunye neemeko ukuze ufumane eyona ndlela ilungileyo.
  4. Ukuguquguquka: Ungazama ngeemeko ezahlukeneyo, utshintshe imali-mboleko, amaxesha okuhlawula kunye nenzala ukuze ufumane eyona ndlela ilungileyo kwimeko yakho.

Indlela yokusebenzisa isixhobo sokubala semali-mboleko esilula

Ukusebenzisa isibali-mali semali-mboleko, landela la manyathelo alula:

  1. Khetha uhlobo lwemali mboleko: Ikhaltyhuleyitha ingabala iintlobo ezahlukeneyo zeemali-mboleko, kubandakanywa mboleko yemoto, mboleko yezindlu, mboleko yeshishini i mboleko yobuqu.
  2. Faka ulwazi oluceliweyo: Faka imali-mboleko, ixesha lokuhlawula kunye nezinga lenzala.
  3. Yenza izibaloNONE

Amacala alungileyo nangalunganga wesibali semali-mboleko

Icala elihle

  • Isantya kunye nokulula: Isibali-manani sikunika ngokukhawuleza ulwazi lwemali-mboleko kwaye ikuvumela ukuba ujonge ngokulula iindlela ezahlukeneyo zokukhetha.
    • Ubukho: Ifumaneka nge-24/7, isibali semali-mboleko ikuvumela ukuba ujonge iinketho zemali-mboleko nanini na, naphi na.
    • Mahala: Uninzi lweekhaltyhuleyitha zemali-mboleko zikhululekile ukuzisebenzisa, zikuvumela ukuba ujonge iinketho ngaphandle kweendleko ezongezelelweyo.

    Ububi

    • Ulwazi oluncinci: Iikhaltyhuleyitha zibonelela ngolwazi olusisiseko lwemali-mboleko kuphela, kwaye ezinye iinkcukacha ezithile malunga nemigaqo kunye neentlawulo ezongezelelweyo zisenokungafumaneki.
    • Azenzelwanga mntu: Iikhalityhuleyitha aziyithatheli ngqalelo imeko yakho yezemali, ngoko ke iziphumo zisenokungasoloko zichaneka ngokupheleleyo okanye zifanelekile kwimeko yakho.

    Ngeziphi iimali-mboleko onokuzisebenzisa i-calculator yemali-mboleko

    Izibali zemali-mboleko zinokuba luncedo ekubaleni iintlobo ezahlukeneyo zeemali-mboleko, kuquka:

    • Imali mboleko yemoto: Bala izavenge zenyanga, isixa sisonke senzala kunye nexabiso lilonke lokuhlawula imoto.
    • Imali mboleko yezindlu: Thelekisa iindlela ezahlukeneyo zokubolekwa kwezindlu kwaye ufumane eyona ndlela ilungileyo yokuthenga okanye ukulungisa ipropati.
    • Imali mboleko yeshishini: Phonononga iindlela zokuxhasa ngemali ishishini lakho, kubandakanywa izinga lenzala kunye nemigaqo yembuyekezo.
    • Imali-mboleko yobuqu: Bala ixabiso lemali-mboleko yobuqu kwiimfuno ezahlukeneyo, ezinjengokuqinisa amatyala, imfundo okanye uhambo.

    Ungazifumana phi ezinye iikhalityhuleyitha zemali-mboleko

    Ukongeza kwiikhaltyhuleyitha ezikhoyo kwi iibhanki eJamani, kukwakho nezixhobo ezininzi ze-intanethi kunye neenkonzo ezibonelela ngeekhaltyhuleyitha zamatyala. Ezinye iiwebhusayithi ezidumileyo ziquka iFinanzcheck, iKreditvergleich, kunye neVerivox. Kwakhona, amanye amaziko emali anikezela ngezibalo zabo zokuboleka imali kwiiwebhusayithi zabo.

    Phambi kokuba usebenzise isixhobo sokubala imali-mboleko

Isibali semali-mboleko yaseJamani

Iingcebiso zokusebenzisa izixhobo zokubala ngetyala

Ukufumana okuninzi kwizibalo zemali-mboleko, nanga amanye amacebiso:

  • Phonononga iinketho ezininzi: Musa ukuphelela kwikhaltyhuleyitha enye okanye umthombo wolwazi. Jonga izixhobo ezahlukeneyo kwaye uthelekise iziphumo ukuze ufumane owona mfanekiso upheleleyo wokhetho lwakho lwetyala.
  • Yiba nengqiqo: Faka idatha yokwenyani malunga nemeko yakho yezemali ukuze ufumane ezona ziphumo zichanekileyo. Kuphephe ukubaxa kakhulu umvuzo wakho okanye ujonge phantsi iindleko zakho.
  • Zama ngeemeko ezahlukeneyo: Guqula isixa-mali semali-mboleko, ixesha lokuhlawula okanye inzala ukuze ubone ukuba itshintsha njani na imiqathango yemali-mboleko uze ufumane eyona ndlela ilungileyo kwimeko yakho.
  • Jonga iindleko ezongezelelweyo: Qaphela ukuba izibali zokubala ngetyala azibandakanyi iindleko ezongezelelweyo, njengemirhumo yokucubungula, iikomishini kunye ne-inshurensi. Qwalasela ezi ndleko xa usenza isigqibo semali-mboleko.
eyona calculator ilungileyo yetyala eJamani

Ukuqukumbela

Ikhatyhuleyitha yemali-mboleko eJamani inokuba sisixhobo esiluncedo kakhulu esikuncedayo ukuba uphande ngokukhawuleza kwaye uthelekise iindlela ezahlukeneyo zokuboleka imali. Ngokuhlala ukhumbula okuhle kunye nokungalunganga kokusebenzisa isixhobo sokubala, unokwenza isigqibo esinolwazi malunga nemboleko-mali evumelana neemfuno zakho. Nokuba ukhangela mboleko yemoto, mboleko yezindlu, mboleko yeshishini i mboleko yobuqu, isibali-mali semali-mboleko sinokuba sisixhobo esixabisekileyo kwinkqubo yakho yesicelo semali-mboleko.

by | Ngo-Apr 22, 2023

Amanqaku anxulumeneyo

I-SCHUFA eJamani

I-SCHUFA eJamani

I-SCHUFA yinxalenye ephambili yenkqubo yezemali eJamani, kwaye kweli nqaku siza kuphonononga ngokweenkcukacha ukuba yintoni kanye kanye iSCHUFA, kutheni ibalulekile kwaye ungayiphucula njani. Siza kujongana nokulinganiswa kwetyala kunye ne-SCHUFA kunye nokuba kukuchaphazela njani ukuthatha imali-mboleko.

Ukubuyisela imali-mboleko eJamani

Ukubuyisela imali-mboleko eJamani

Ukubolekwa kwakhona kwemali eJamani kunokukunceda ukuba ufezekise iinjongo zakho zemali kwaye ukhusele iimeko ezingcono zemboleko yakho. Kweli nqaku, siphonononga imiba ephambili yenkqubo, kubandakanywa ukuqwalaselwa kwamazinga entengo yetyala, inzala, kunye nokhetho olunikiweyo. Sikwabonelela ngeempendulo kwimibuzo edla ngokubuzwa kunye neengcebiso zokuthethathethana neebhanki kunye namaziko emali. Ngesi sikhokelo, uya kulungela ngcono ukubuyisela imali mboleko yakho kwaye ufezekise iinjongo zakho zemali eJamani.

Imali mboleko eJamani

Imali mboleko eJamani

Nokuba umtsha eJamani okanye ujonge indlela yokuxhasa ngemali iiprojekthi zakho, esi sikhokelo siya kukunika lonke ulwazi oludingayo ukuze wenze isigqibo esinolwazi. Ukuqonda iinketho zekhredithi ngundoqo ekulawuleni ngempumelelo imali kunye nokufezekisa iinjongo zemali. Inqaku lethu malisebenze njengesiseko sokujonga ilizwe lemali mboleko yemali eJamani.