The only credit card in Germany without any fees.
The simplest loan in Germany
7 weeks without interest
No charge when picking up the card
It is not a prepaid card
10000 eura limits
See for yourself.
Without any obligation!
You never have to accept the offer, so if the offer is not satisfactory, simply discard it and it will not cost you anything.
Terms of credit in Germany
There may be many reasons for taking loans in Germany. Maybe you need to buy a house, maybe a car or you need some money to start your business idea. All that sounds good, but for that you need to know a few things about the credits.
What is Schufa?
Schufa or a credit investigation company that estimates creditworthiness. It is about the creditworthiness of potential buyers to protect themselves from credit failures. Ime SCHUFA is derived from the phrase “Schutzgemeinschaft für Absatzfinanzierung” (Protective Association for Financing Sales), founded in 1927.
Credit or Prepaid card?
There are several types of cards in the German market. We'll mention some of them. Revolving credit card is a card with an approved personal spending limit that represents a revolving credit, or "self-generating". The client according to his wishes decides on the amount of loan he will use, on how and on how to repay the loan.
P2P loans in Germany
Peer-to-peer lending is the practice of matching borrowers and lenders through online platforms. Borrowers can often access funds quickly and usually at lower interest rates than those offered by their local banks, making it an attractive loan alternative for banks.