How to get a loan in Germany
Three main conditions
You need to find the best deal
People often do not exploit this, but a loan in Germany is a product like any other "you can shop around"! There is no need to stick to your banks. It is advisable to look at comparison websites that can provide you with a quick idea of what is possible in your current situation. There are numerous websites. I recommend that you check them out to use the competition for your benefit.
A wider range of choices for your special needs. Much more competitive prices and flexibility in installments. SCHUFA result is still an important factor in getting the loan. All in all, take a look at the entire offer before you take the loan.
What is SCHUFA?
What does that mean in Germany?
As with all the insurance, the determination of needs differs from person to person due to different lifestyles and obligations.
Credit insurance can be useful for someone, but sometimes only unnecessary expense for others depending on someone's situation. Knowing what credit insurance you take can help you make an informed decision. Credit insurance in most banks in Germany does not affect the decision to get a loan. So if you take insurance, for this reason, know that does not affect the decision will you or will you not get the loan. Think about insurance how well it is, sometimes it is an unnecessary expense that will sometimes cost you up to 2000 euros in addition to your credit.