The main option

Mastercard Gold

The only credit card in Germany without any fees.

The simplest loan in Germany

7 weeks without interest

No charge when picking up the card

It is not a prepaid card

10000 eura limits

Free

See for yourself

Without any obligation!
You never have to accept the offer, so if the offer is not satisfactory, simply discard it and it will not cost you anything.

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Online loans

Online loans in Germany or loans in Germany over the internet are ordinary loans that have a difference. The difference is that when you take an online loan in Germany you do not have to go to the bank personally. Everything is done over the Internet from the comfort of your home. Determine the desired loan amount, fill out a short online application, submit it, and wait for the offer.

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Good to know

In this section of our site you can find various topics related to loans in Germany that can help you in choosing a loan, but also to alert you to various scams. Still taking a loan is a serious decision. So take some time to read themes. You may be saved from bad decisions.

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Terms of credit in Germany

There may be many reasons for taking loans in Germany. Maybe you need to buy a house, maybe a car or you need some money to start your business idea. All that sounds good, but for that you need to know a few things about the credits.

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What is Schufa

Schufa or a credit investigation company that estimates creditworthiness. It is about the creditworthiness of potential buyers to protect themselves from credit failures. ISCHUFA me was derived from the phrase "Schutzgemeinschaft für Absatzfinanzierung" (trade finance association), founded 1927. years.

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Credit or Prepaid Cards?

There are several types of cards in the German market. We'll mention some of them.

Revolving credit cards

Revolving credit card is a card with an approved personal spending limit that represents a revolving credit, or "self-generating". The client according to his wishes decides on the amount of loan he will use, on how and on how to repay the loan.

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P2P lending

So called. Peer-to-peer credit is a practice of matching borrowers and lenders through online platforms. Borrowers can often access funds quickly and usually at lower interest rates than those offered by their local banks, making it an attractive alternative to a bank loan.

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